China's housing reform and market downturn squeeze the middle class, with over 80% of household wealth tied to real estate, challenging long-held beliefs and financial stability.

Dr Dan Wang is the Chief Economist at Hang Seng Bank China, based in Shanghai. Dan holds a PhD in economics from the University of Washington, with a focus in macroeconomics, environmental economics and econometrics. Her postdoc was with the Chinese Academy of Sciences in agriculture. She is an active speaker for AmCham and other chambers of commerce, embassies, local governments, industrial conferences and universities guest lectures. She’s regularly quoted in CNBC, WSJ and other major international media and columnist for FT China. Before joining Hang Seng Bank, Dan was an analyst at the Economist Intelligence Unit in Beijing.

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